{"id":7515,"date":"2023-02-01T12:49:06","date_gmt":"2023-02-01T11:49:06","guid":{"rendered":"https:\/\/ortafyc.com\/?p=7515"},"modified":"2023-02-16T13:02:10","modified_gmt":"2023-02-16T12:02:10","slug":"bizum-envio-erroneo","status":"publish","type":"post","link":"https:\/\/ortafyc.com\/en\/2023\/02\/01\/bizum-envio-erroneo\/","title":{"rendered":"Bizum sin vuelta atr\u00e1s: \u00bfQu\u00e9 soluciones hay para mi env\u00edo equivocado?"},"content":{"rendered":"<p>Seguramente seas de los que utilizan Bizum a diario. No soy muy amigo, me gusta m\u00e1s el <a href=\"https:\/\/ortafyc.com\/en\/2021\/07\/21\/use-el-dinero-metalico\/\" target=\"_blank\" rel=\"noreferrer noopener\">dinero en efectivo<\/a> ;). Como habr\u00e1s notado, Bizum ha revolucionado el mundo financiero con su facilidad de enviar y recibir dinero entre particulares. Pero, a veces, la rapidez con la que funciona puede jugarnos malas pasadas y hacer el env\u00edo a otra persona por error. \u00bfQu\u00e9 podemos hacer en esos casos?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u00bfC\u00f3mo funciona Bizum?&nbsp;<\/strong><\/h2>\n\n\n\n<p>Bizum est\u00e1 vinculado a tu cuenta bancaria mediante tu n\u00famero de tel\u00e9fono m\u00f3vil. Desde septiembre de 2019, la <a href=\"https:\/\/letslaw.es\/directiva-psd2\/\" target=\"_blank\" rel=\"noreferrer noopener\">directiva PSD2<\/a> requiere que las cuentas est\u00e9n vinculadas a un n\u00famero de tel\u00e9fono para acceder a tus datos de forma segura online. Por eso es tan sencilla su utilizaci\u00f3n:\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Abres la aplicaci\u00f3n de Bizum o la de tu banco<\/li>\n\n\n\n<li>Seleccionas la cantidad de dinero que deseas enviar<\/li>\n\n\n\n<li>Agregas el n\u00famero de tel\u00e9fono de la persona y listo.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Sin embargo, a veces puede ser un poco complicado cuando tienes varios contactos con el mismo nombre en tu agenda de tel\u00e9fono, y corres el riesgo de enviar el dinero a la persona equivocada. \u00a1Y aqu\u00ed empieza el l\u00edo!<\/p>\n\n\n\n<p>Bizum tiene l\u00edmites en sus transacciones, con un m\u00e1ximo de 60 operaciones mensuales y un m\u00e1ximo mensual de 2.000\u20ac, con un m\u00e1ximo por operaci\u00f3n de 1.000\u20ac, aunque estos&nbsp;<\/p>\n\n\n\n<p>l\u00edmites pueden variar dependiendo de la entidad bancaria.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u00bfQu\u00e9 hacer en caso de env\u00edos err\u00f3neos?<\/strong><\/h3>\n\n\n\n<p>Si env\u00edas un Bizum por error, desafortunadamente no se puede cancelar el env\u00edo a otro usuario. Por lo tanto, la \u00fanica opci\u00f3n es llamar a la persona equivocada y pedirle que te devuelva el dinero.&nbsp;<\/p>\n\n\n\n<p>Si el receptor del dinero se niega a devolv\u00e9rtelo, se puede complicar un poco m\u00e1s el asunto y seguramente tengas que recurrir por la v\u00eda legal mediante una orden judicial por delito de apropiaci\u00f3n indebida. Eso s\u00ed, esto solo podr\u00e1s hacerlo si la cantidad enviada supera los 400\u20ac.<\/p>\n\n\n\n<p>Otra opci\u00f3n es intentar reclamar a tu banco, pero en la mayor\u00eda de los casos, los bancos no est\u00e1n obligados a hacer nada.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u00bfC\u00f3mo evitar estos problemas con Bizum?<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>No es aconsejable actuar con precipitaci\u00f3n en asuntos financieros. Es mejor tomarse su tiempo y verificar todos los detalles para evitar problemas.<\/li>\n\n\n\n<li>En lugar de escribir manualmente el n\u00famero de tel\u00e9fono al que quieres enviar el Bizum, es mejor seleccionarlo de tu lista de contactos.<\/li>\n\n\n\n<li>Si tienes varios contactos con el mismo nombre, intenta revisarlos en otras aplicaciones. Por ejemplo, puedes entrar en WhatsApp y verificar su foto de perfil para identificarlos con m\u00e1s facilidad.<\/li>\n<\/ul>\n\n\n\n<p>En conclusi\u00f3n, Bizum es una herramienta muy \u00fatil para enviar y recibir dinero, pero debemos ser cuidadosos al usarla, y estar preparados para afrontar posibles errores humanos. Si te encuentras en una situaci\u00f3n en la que has enviado un Bizum por error, no te desanimes, siempre hay alguna soluci\u00f3n a alcance, solo tienes que buscarla.<\/p>","protected":false},"excerpt":{"rendered":"<p>Seguramente seas de los que utilizan Bizum a diario. No soy muy amigo, me gusta m\u00e1s el dinero en efectivo ;). Como habr\u00e1s notado, Bizum ha revolucionado el mundo financiero con su facilidad de enviar y recibir dinero entre particulares. Pero, a veces, la rapidez con la que funciona puede jugarnos malas pasadas y hacer [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":7516,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"off","ocean_gallery_id":[],"footnotes":""},"categories":[20],"tags":[],"class_list":["post-7515","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-categoria-de-ejemplo-1","entry","has-media","owp-thumbs-layout-horizontal","owp-btn-normal","owp-tabs-layout-horizontal","has-no-thumbnails","has-product-nav"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bizum: \u00bfQu\u00e9 pasa si hago un env\u00edo err\u00f3neo?<\/title>\n<meta name=\"description\" content=\"Seguramente seas de los que utilizan Bizum a diario. \u00bfHas enviado alguna vez dinero por equivocaci\u00f3n? 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